6 Reasons to Get a Cloud Based Point of Sale System

Cloud technology has made its way into the world of point of sale systems, and plenty of small businesses are selecting the mobility and ease of a cloud based} POS system over a standard Windows based POS system for the following reasons:

1. Cloud POS mobility
Using a cloud based point of sales system provides you with a lot of mobility and adaptability. The entire system may be put in and run using an iPad and an iPhone. If you run a restaurant, your wait workers will take MasterCard payments table side and easily email the receipt or send it to the customer’s mobile phone instantly. Mobility permits you to manage your business from any place around the world with 24/7 access to all or any system reports.

2. Less downtime
When a regular Windows POS system gets attacked by a virus or if the system crashes and gets corrupted, you’ll be able to expect some downtime because the IT workers from the POS vendor fixes the problem. Everything will get to be checked to work out if it’s a hardware or a software issue, and with most problems involving a virus or data corruption, the entire set-up has to be reinstalled. This can be expensive and really time-consuming.

3. Business as usual
Being online is the bread and butter of any cloud based point of sale system. However, with the best systems, you’ll be able to work even while the internet’s down. Offline capabilities change you to hold on and allow the system to synchronize data once you’re back online.

4. Cost Effective
Traditional heritage POS systems typically charge direct fees for hardware and software licenses, and extra yearly maintenance fees of about 18-20% more for upgrades. this can be excluding the coaching and set-up to keep your team and your system updated on any new security measures.

Cloud based point of sales systems come as SaaS (software as a service) models, with no direct fees and low monthly prices. Since the entire system is cloud based, software updates are automatically pushed and also the system will update itself. You also won’t be barred in for a year and you’ll be able to cancel at any time.

5. Robust Security
Since all of your data is stored in the cloud, you don’t get to worry about running out of space for storing, theft, accidents, and calamities ever once more. All information is stored in multiple off-site servers that have 24/7 security and several other layers of redundancy.

Credit card suppliers like Visa, MasterCard and AMEX have also declared that they’re going to shoulder all the prices incurred by a lost or stolen credit card, but just for merchants that use the latest in point of sale technology. Therefore if you’re still cursed with an old cash box or perhaps an old legacy system, the time to modify is now.

6. Plays well with others
Because its cloud based, you’ll be able to easily integrate accounting software, gift cards, loyalty programs, rewards and different add-ons seamlessly. No other POS system is as friendly as a cloud based system. Integration has never been easier.

If you wish the most recent technology to help run your business, you can’t fail with cloud computing. It’s a smaller footprint, it runs within the cloud, your data is firmly stored off-site, software updates are simple affairs and you can access your reports at any time.

Know USDA Loan Requirements as one of the borrowers

While you are trying to invest on a residence in this area, you will get easily accessible loan- USDA loan. However, you have to know the details of USDA Loan Requirements.

Credit score requirements for USDA home loan-

All the applicants or the potential borrowers have to know the USDA Loan Requirements, related to their credit. They should show a proof of the stable income on every month and the present credit details. This credit report reveals your willingness and ability for paying back this loan. However, for this loan type, no minimal level of credit score has been specified. Usually, the applicants, with more than 640 as the credit score, have a chance of getting the loan. Simultaneously, it is also true that applicants, with credit score lower than 640, have still a chance of becoming eligible. They have to go through an underwriting process, done manually.

In this respect, the lenders try to assess not only the score but also the repayment format, credit usage and credit history length. You may not have any credit card to show to your lender. In that case, the lenders rely on the other sources, like insurance and utility bill payment or rent payout. You know that USDA has set up its own guidelines on the loan. However, the lenders also have created some rules, important to the debtors.

Income-related requirements to get the loan approval-

USDA has stated that every applicant must have consistent and verifiable income. Remember that the unverified ones have no value to the lenders. In most cases, the lenders try to have a view at the record of how you had earned in the past 2 years. They will also ask you to give information on your tax returns. Thus, the income and employment scenario is variable for every person. The policies also differ from each other, depending on which lender you have chosen.

Loan conditions on your property choice-

The major purpose behind providing USDA loan is to offer a safe residence to those, having moderate to low range income. After getting USDA loan approval, you will be able to refinance your house, build a new house or purchase it. You have to know everything about the property-related requirements as one of the borrowers.
You must use the house as your main residence
There must be adjacent driveway and street
The chosen property should have waste disposal facility and lots of other utilities

You must not take USDA Rural Housing Loan for buying any income-generating house.
Rules on the property location-

When you have chosen USDA Rural Housing Loan, you have to know the definition of the term- rural. The term covers lots of suburbs or small towns of the larger regions. USDA states that rural regions mean open country. It must not be an area in the urban region. In addition to it, the number of population should be within 35,000.

You may better speak to the reliable USDA loan providers, and know whether you are really eligible to get the loan. Then, you can take step to apply for the desired USDA Rural Housing Loan.

Male Organ Health And Finger Size – Is There A Correlation?

Most people are familiar with the old wives’ tale which states that a man’s finger size (and in particular that of his middle digit) correlates to his male organ size. There have been numerous examples that debunk this theory, but a recent study does suggest there may be some correlation between a man’s finger size and his male organ health – as well as between finger size and other characteristics.

Not totally new.
The idea that finger size can reveal hidden information about a man is not new. In addition to the old wives’ tale mentioned above, the art of palmistry – or “reading” a man and his past and future by examining his hand – has also long championed a connection between finger size and male organ health.

Interestingly, the connection between finger size and male organ health is not related to the middle finger, that longest of digits. Rather, the aspect that palmistry experts and some researchers focus on is the ratio between the second (index) finger and the fourth (ring) finger. Known as the 2D:4D ratio, it sometimes assumes a connection between this ratio and the size of the manhood. According to this formula, the shorter the index finger is in relation to the ring finger, the longer a man’s member.

Not so true.
While there is scant scientific evidence to back up this claim, there is evidence that this same ratio may tell one something about the health of the tool – namely, whether it is prone to receiving a good supply of male hormone. (It is perhaps this male hormone link that gives rise to the male organ size myth.)

Why should the index and ring fingers tell anything about a man’s male hormone levels? Because the formation of the two fingers is influenced during fetal development by the relative amounts of male hormone and estrogen to which the fetus is exposed: thus, the link.

There’s a flaw in this study, of course: the 2D:4D ratio remains relatively constant, but a man’s male hormone levels can fluctuate throughout life. Still, as an overall indicator of baseline male hormone and therefore male organ health, it provides a clue.

Fingers reveal other information as well.
Beyond male hormone information, finger size can also be used to make generalizations about other things. For example, overall men with a lower 2D:4D ratio are nicer in their dealings with women (and seem to have larger families, perhaps as a result). In addition, there is some correlation between lower ratios and ability to excel in mathematics. (This again is supported by the idea that fetal male hormone levels are linked to the ratio; male hormone is thought to play a role in the development of the parts of the brain that favor mathematics.)

Finally, a lower ratio is associated with what are traditionally considered more masculine features – another factor that has a male hormone link.

Of course, it’s important to remember that the above is the result of a small number of studies. The kind of extensive studies that provide real in-depth information have not yet been performed. And it’s also important to remember that the conclusions are generalizations; there are plenty of “outliers,” such as men with a small ratio who are rude toward women, who demonstrate that finger size is, at best, just a way to make some educated guesses about a guy.

Regardless of finger size, a man can take definite steps to improve and maintain his male organ health. One of the most effective is to simply use a first-class male organ health crème (health professionals recommend Man1 Man Oil) on a regular basis. This can give a man an advantage over his rivals who are more careless about manhood care. For example, many men unknowingly carry around an unpleasant odor that is revealed when the member is brought forth. A crème with the mighty anti-bacterial properties of vitamin A helps keep that odor under control, so that when a woman swoons over a guy’s member, it’s not because of the rank odor. In addition, the guy who utilizes a crème with the moisturizing power of Shea butter and vitamin E will present a rod with smooth, silky skin, rather than a dry, flaky monstrosity. And THAT wins him points.

Visit http://www.menshealthfirst.com for additional information on most common male organ health issues, tips on improving member sensitivity and what to do to maintain a healthy manhood. John Dugan is a professional writer who specializes in men’s health issues and is an ongoing contributing writer to numerous websites.